Get home loans starting at 7.50% p.a.* with flexible tenures up to 30 years, minimal documentation, and doorstep service across India.
Loan Book Size
Happy Customers
Branch Network
Max Loan Tenure
Flexible financing solutions tailored to your lifestyle and goals
Buy your dream home – flat, villa, apartment, or independent house – with our competitive home purchase loans.
Build your own home on your plot with easy disbursements linked to construction milestones.
Add more space to your existing home – extra floor, room, or terrace – with our extension loan.
Renovate, repair, or upgrade your home interior with a quick and hassle-free improvement loan.
Purchase a residential plot in urban or semi-urban areas and build your future home when you're ready.
Unlock the value of your existing property – residential or commercial – for personal or business needs.
Finance the purchase or construction of offices, shops, and commercial spaces for your business.
Estimate your monthly EMI in seconds
Your Monthly EMI
*Approximate value, actual may vary
Principal Amount
₹30.0LTotal Interest
₹32.5LTotal Payable
₹62.5LLoan Tenure
20 YearsQuick, transparent, and completely digital loan process
Fill out a simple application form with your basic details in minutes.
Upload KYC, income proof, and property documents digitally.
Get in-principle sanction quickly after credit evaluation.
Funds disbursed directly to builder or seller upon agreement.
Backed by Punjab National Bank, one of India's largest public sector banks
Home loans starting at 7.50% p.a. with no hidden charges.
In-principle approval within 24 hours of document submission.
Streamlined documentation process with digital KYC support.
Our executives visit you at home or office for convenience.
BSE & NSE listed company with 35+ years of housing finance expertise.
Round-the-clock customer care via call, email, and WhatsApp.
200+ branches and service centers across India for easy access.
Avail loans up to ₹10 crore based on eligibility and property value.
Join 4.5 lakh+ happy homeowners who trust PNB Housing Finance
"The entire process was seamless. I got my home loan approved in less than 3 days with minimum paperwork. Highly recommend PNB Housing Finance!"
"Best interest rates in the market. The relationship manager was very helpful and guided me through every step. My dream home is now a reality!"
"Took a Loan Against Property for my business expansion. Smooth disbursement process and excellent post-loan support from the team."
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